About Us

University Credit Union

University Credit Union is a purpose-driven financial cooperative dedicated to giving the University Community a financial edge. We are proud to partner with Credit Union Student Choice to help offer our members valuable student lending solutions. Not currently a member of UCU? You will need to become a member before we can fund your student loan.

Ready to join UCU? Find out if you’re eligible for membership.

Don’t put your dream on hold, join UCU and apply for the student loan that fits your needs today!

What is a credit union?

Credit unions are not-for-profit organizations that exist to serve their members rather than maximize corporate profits. Like banks, credit unions provide a variety of financial services, but as member-owned cooperatives, they focus on providing a safe place to save and borrow at reasonable rates while returning income to their members in the form of dividends.

Why choose a credit union?

Credit unions operate to serve their members and communities. One way they do that is by promoting thrift and offering competitive rates with a focus on the best interest of the borrower - in this case students. When you choose your credit union to pay for college, you'll benefit from great rates, low fees, convenient repayment terms, and most importantly, a life-long relationship with a lender you can trust.

Who is Credit Union Student Choice?

A group of leading credit unions saw a need in the marketplace for a better private student loan - one that was actually in the student’s best interest and honored the credit union philosophy of putting members first. That common ground gave rise to Credit Union Student Choice – a company that serves credit unions so they can offer fair-value student lending solutions and straight-forward advice to students and members. By working together, credit unions across the country are providing students and families with:

Straightforward terms
Lower rates
No origination fees
Flexible repayment options